The Card is not designed for business use, and we may close your Card Account and require the return of your Card if we determine that it is being used for business purposes. The features and functionality included in each Card Plan are subject to change at any time, and any such changes will be communicated on the Greenlight website at www.greenlight.com and will become effective whenever posted to the Greenlight website. You are better off getting a PayPal debit card, but you need a business account or a personal account that has received at least $500 within the last 12 months. Please read this Agreement carefully and keep it for future reference. If we decide that there was no error, we will send you a written explanation. We may transfer our rights under this Agreement. TO: Silicon Valley Bank ROUTING & TRANSIT#:011002343 BIC/SWIFT Code: BPTCUS33 FOR THE CREDIT OF: (Recipient Account Name) In addition to the base services described above which are included in the Greenlight Core Services described under the heading Greenlight Core Plan below, the Greenlight Services also include the Invest Account Services as further described under the heading Invest Account Services below, the Greenlight Max Plan Services as further described under the heading Greenlight Max Plan below, and the Greenlight Infinity Plan Services as further described under the heading Greenlight Infinity Plan below. Federal Reserve Routing Symbol. Cash Reward Program A Better Way to Buy or Sell. PayPal ACH transfer routing number. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. 111000038, chase, suntrust etc. There may be a fee for replacing your Card (please see the Fee Schedule table for details). Scroll down to Account Info to view your account number and routing number. The Monthly Fee will be deducted from the balance of the Primary Account. BOFAUS3N. Both the Primary Accountholder and any Authorized Approver may authorize a load from any Funding Account used to add funds to the Primary Account. While the routing number identifies the financial institution's name, the account numberusually between eight . When you receive your Physical Card, you will be required to select a PIN in the manner described under Personal Identification Number below. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. Find your routing and account number on the bottom of each of your checks as displayed . Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. The notice may be in the form of a motion or petition to compel arbitration. Contact us at once if you believe your Physical Card has been lost or stolen or someone has gained unauthorized access to your Virtual Card number. j. Severability:If any portion of this Arbitration Provision is deemed invalid or unenforceable, such a finding shall not invalidate any remaining portion of this Arbitration Provision, this Agreement, or any other agreement entered into by you with us. Using the BMO cheque example, your routing number is 27601-001. The maximum number of Secondary Accounts permitted is five (5). Once the child has reached the age of 18, Chase may recommend they open their own account. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. The maximum number of Secondary Accounts permitted is five (5). If you provide us with your mobile phone number or contact us from your mobile number, you are providing this phone number for us or any third party acting on our behalf to contact you at this number. Raise financially-smart kids. Youandyourmean the person or persons who have received the Card and are authorized to use the Card as provided for in this Agreement, including Secondary Cardholders unless specified otherwise. Any other exception stated in our Agreement with you. Primary Accountholdermeans the individual that opens and is responsible for the Primary Account and Secondary Account(s); the Primary Accountholder may assign certain responsibilities and obligations to a designee, including another parent or partner (the Authorized Approver), whenever specifically provided in this Agreement. This will include entering the employer's name. i. Some merchants may not provide a receipt for small dollar purchases. The Issuer reserves the right to refuse to return any unused balance amount less than $1.00. Community Federal Savings Bank does not serve as an investment advisor or a broker dealer in connection with the Invest Account Services; any securities that are acquired by a Primary Accountholder are not deposits or other obligations of Community Federal Savings Bank, are not guaranteed by Community Federal Savings Bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph labeled Your Liability for Unauthorized Transfers.. There are limitations on these transactions as well as limitations on the loading and card balance. This 9-digit routing number is the format used for electronic payments and transfers. . All ATM transactions are treated by us as cash withdrawal transactions. Furthermore, in the event that the balance of your Primary Account and any Secondary Accounts is insufficient to cover the amount owed,whether such amount is owed to the Issuer or Greenlight, the Primary Accountholder authorizes Greenlight to debit the Funding Account for the amount owed. The format of check transit number - XXXXX - YYY. YOU ACKNOWLEDGE THAT GREENLIGHT ADVISORS AND DRIVEWEALTH ARE UNAFFILIATED THIRD PARTIES TO COMMUNITY FEDERAL SAVINGS BANK WITH RESPECT TO THE INVEST ACCOUNT SERVICES. Large multinational banks can have several different routing numbers, typically based on the state . Any preauthorization amount will place a hold on your available funds until the merchant sends us the final settlement amount of your purchase. The arbitrator is authorized to award all remedies permitted by the substantive law that would apply if the action were pending in court (including, without limitation, punitive damages, which shall be governed by the Constitutional standards employed by the courts). You should get a receipt at the time you make a transaction using your Card, including ATM withdrawals. TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW, YOU HEREBY WAIVE ANY CLAIM THAT YOU MAY HAVE AGAINST COMMUNITY FEDERAL SAVINGS BANK RELATING TO THE INVEST ACCOUNT SERVICES. You may not use your Card(s) for gambling, including online gambling, or any illegal transaction. The Primary Accountholder (and any Authorized Approver) is encouraged to use the Greenlight application to confirm when fund loads are available. From time-to-time, we may monitor and/or record telephone calls between you and us to assure the quality of our customer service or as required by applicable law. Discover quick, simple and convenient way to take command of your bank account, on your mobile phone. Find Your Routing Number on a Check You can find your routing number in the bottom left corner of a check. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold for that amount of funds for up to ten (10) days. However, if the change is made for security purposes, we can implement such change without prior notice. If you permit another person to have access to your Cards or Card numbers, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. This Agreement will be governed by the law of the State of New York except to the extent governed by federal law. 2023 Greenlight Financial Technology, Inc. This Arbitration Provision survives any termination, amendment, expiration, or performance of any transaction between you and us and continues in full force and effect unless you and we otherwise agree in writing. The funds underlying your Card Account are held by Community Federal Savings Bank and FDIC-insured up to the applicable limits in the event Community Federal Savings Bank fails, provided we have been able to fully verify your identity. Mail us Green Dot, P.O. If you need to replace your Physical Card for any reason, please contact us at 888-483-2645 to request a replacement Card. You will bear the expense of your attorneys, experts, and witnesses if we prevail in an arbitration. UNLESS YOU ACT PROMPTLY TO REJECT THE ARBITRATION PROVISION BY OPTING OUT IN ACCORDANCE WITH PARAGRAPH a, CAPTIONED OPT-OUT PROCESS, THE ARBITRATION PROVISION WILL BE PART OF THIS AGREEMENT AND WILL HAVE A SUBSTANTIAL EFFECT ON YOUR RIGHTS, INCLUDING YOUR RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION, IN THE EVENT OF A DISPUTE. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. 062000080. Compare Chase with Greenlight, side-by-side. The initial value load, as well as each value reload, is referred to in this Agreement as aload. Message and data rates may apply. If you elect to purchase a specific dollar value of securities through the Greenlight application, in order to facilitate the transfer of the necessary funds from your Card Account to your Invest Account, you also authorize Community Federal Savings Bank to follow instructions from Greenlight Advisors to transfer funds from your Card Account at Community Federal Savings Bank to your Invest Account at DriveWealth on your behalf. If you notify us to revoke another persons use of a Card, we may revoke that Card and issue a new Card with a different number. In the Chime app, you can access your account and routing numbers by following the steps below: Log into the Chime app on your iPhone or Android. The cardholder agrees to sign the back of the Card immediately upon receipt. If this occurs, then funds will generally be available within five (5) business days after the transfer. Greenlight will send the Primary Accountholder an electronic notification, which will state the amount to be debited to satisfy the negative balance. Any translation provided may not accurately represent the information in the original English. Never share your PIN with anyone. NOTICE: THIS AGREEMENT REQUIRES ALL DISPUTES BE RESOLVED BY WAY OF BINDING ARBITRATION UNLESS YOU OPT-OUT AS DETAILED IN THE ARBITRATION SECTION BELOW. You should not write your PIN onto your Physical Card or keep your PIN with your Physical Card. Check or statement - bank-issued check or bank statement. Except as otherwise stated in this Agreement, you have the same rights and responsibilities under this Agreement whether you use a Physical Card or a Virtual Card. Our contacts with you about your Card Account are not unsolicited. Debit Card for Kids and Teens | Greenlight Learn to earn, save, and invest together. WHENEVER FUNDS ARE NO LONGER HELD IN YOUR CARD ACCOUNT, SUCH FUNDS ARE NOT FDIC INSURED VIA COMMUNITY FEDERAL SAVINGS BANK, AND WE ARE NO LONGER RESPONSIBLE FOR SUCH FUNDS IN ANY WAY. 1 Chase Mobile app is available for select mobile devices. Along with your account number, your routing number is used to guide payments and identify your account when you're writing a check, wiring money, or paying a bill. If you are offered a Virtual Card, it will automatically be activated following the successful verification of the identity of the Primary Accountholder and the initial value load of the Card Account in accordance with the Issuers funds availability policy. If the transaction is not finalized or settled, it may take up to 30 days for the authorization hold to be removed. You may also use your Physical Card with PIN to obtain cash at any Automated Teller Machine (ATM) displaying the Mastercard name or logo, the Visa Interlink name or logo, or the Maestro name or logo. The base level plan with the lowest Monthly Fee is referred to as the Greenlight Core Plan, the mid-level plan is referred to as the Greenlight Max Plan, and the highest level plan is referred to as the Greenlight Infinity Plan. The Invest Account Services will be available under all Card Plans, other than the Greenlight Select Plan, as described under Invest Account Services below. Plans start at $4.99 after the first month. e. Court and Jury Trials Prohibited; Other Limitations on Legal Rights:IF YOU OR WE ELECT TO ARBITRATE A CLAIM, YOU AND WE WILL NOT HAVE THE RIGHT TO PURSUE THAT CLAIM IN COURT OR HAVE A JURY DECIDE THE CLAIM. The Greenlight + Invest Plan is only available to existing customers who are already enrolled in this Card Plan, and this Card Plan is closed to any new customers. Refer a Member Win $250 or More! Your cancellation of this Agreement will not affect any of our rights or your obligations arising under this Agreement prior to termination. If you previously selected and are currently enrolled in the Greenlight + Invest Plan, then you will have access to both the Greenlight Core Plan Services and the Invest Account Services, which are the core features under this Card Plan. We may also ask to see a copy of your drivers license or other identifying documents. In no event may an Authorized Approver of the Primary Accountholder establish a Secondary Account, or close an existing Secondary Account. Visit Our Woodhaven Branch. Limitations on amounts that may be added to your Primary Account and associated fees may be found on the Fee Schedule table below. Dollars. If you elect to downgrade your Card Plan to another Card Plan with a lower Monthly Fee, your Card Plan features on your Card Account will be downgraded and you will be charged the lower Monthly Fee attributable to the new Card Plan on your next monthly renewal date unless you elect to cancel the downgrade prior to your monthly renewal date; provided, however, that you will not be able to cancel a downgrade from the Greenlight + Invest Plan. The ACH routing number for PayPal is 114924742. It will be in a sequence of three numbers printed in MICR (magnetic ink character recognition) form. Please read this Agreement carefully and keep it for future reference. Method 1 Locating Your Account Number 1 Find the 2nd series of numbers on the bottom of a check if you have one. If you select the Greenlight Infinity Plan, then you will have access to the Greenlight Infinity Plan Services. Wells Fargo Alabama. You may use your Card to purchase or lease goods or services everywhere Mastercard debit cards are accepted as long as you do not exceed the value available on your Card Account. If your Physical Card is replaced with another Physical Card having a new PAN, then your Virtual Card will also be replaced with a new Virtual Card displaying the same new PAN. The format of check transit number - XXXXX - YYY The first 5 digit is called branch transit number and identifies the exact branch of the bank. The first is the check routing number used to identify your bank. 4 The Greenlight + Invest Plan is no longer available to be selected by new customers, but, until further notice, will remain in effect for any existing customers currently enrolled in this Card Plan. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by debit card. The Issuer is an FDIC-insured member institution. Auth Account and routing numbers; Balance Real-time balance checks; Identity Bank account-holder information; . NO_INVESTMENT_ACCOUNTS. h. Governing Law:This Arbitration Provision is governed by the Federal Arbitration Act, 9 U.S.C. The check will typically have the 9 digit routing number down on the bottom left of the check. You must notify us to revoke permission for any person you previously authorized to use a Card. 122105278. You will not receive any interest on your funds in the Card Account. Phone: (413) 664-4477 Fax: (413) 664-7916 VP/Branch Manager: Jean Noel Drive-Up Hours: Monday-Friday: 8:30am-5:00pm Greenlight - Kids' Debit Card - Manage Chores One month, on us. The menu is given in both English and Spanish. The Monthly Fee is assessed on the 31st day following the Primary Account registration date, and then on the same date of each month thereafter; provided, however, that if the 31st day falls on the 29th, 30th, or 31st day of the month following the registration date, the Monthly Fee will be assessed on the 1st day of the following month and on the 1st day of each month thereafter. This Arbitration Provision shall survive the repayment of all amounts owed under this Agreement any legal proceeding and any bankruptcy, to the extent consistent with applicable bankruptcy law. In order to receive direct deposit value loads, the Primary Accountholder or Secondary Cardholder must provide the employer with the account number and routing number of the Secondary Account. Any revisions to existing disclosures and agreements and any new disclosures and agreements will be posted in the Policy Center link on the Greenlight website at www.greenlight.com. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to. ASecondary Accountmeans a Card Account that is a sub-account of the Primary Account, established by the Primary Accountholder and utilized for the purpose of identifying, monitoring and approving Card transactions by a Secondary Cardholder, and managing separate purses such as the spend, save, give and earn purses established for each Secondary Cardholder. YOU FURTHER ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT LIABLE FOR ANY LOSSES OR DAMAGES OF ANY KIND THAT MAY ARISE FROM, OR IN CONNECTION WITH, THE INVEST ACCOUNT SERVICES. Funds transferred from your Card Account to your Invest Account will be available within two business days although, in many cases, transfers may be available much quicker. You can also cancel your Card Account at any time, but you will not be eligible for a partial refund of the unused portion of the Monthly Fee allocable to the remainder of your current monthly billing cycle. Next, enter the recipient's name, email address, and memo, phone number, and the amount to send. Nevertheless, if a settled transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the difference between the Card Account balance and the amount of the settled transaction together with any applicable fees. Here are some of the ways to find your number online: On this page - We've listed the Wells Fargo routing number for checking accounts and wire transfers. We will not be liable, for instance: If through no fault of ours, you do not have enough funds available on your Card to complete the transaction; If a merchant refuses to accept your Card; If an electronic terminal where you are making a transaction does not operate properly, and you knew about the problem when you initiated the transaction; If access to your Card has been blocked after you reported your Card lost or stolen; If there is a hold or your funds are subject to a legal or administrative process or other encumbrance restricting their use; lf we have reason to believe the requested transaction is unauthorized; If circumstances beyond our control (such as fire, flood, or computer or communication failure) prevent the completion of the transaction, despite reasonable precautions that we have taken; or. We do not waive our rights by delaying or failing to execute them at any time. If your Card has been lost or stolen, we will close your Card Account to prevent further losses. IF YOU SELECT ANY CARD PLAN INCLUDING INVEST ACCOUNT SERVICES, YOU AUTHORIZE US AND GREENLIGHT TO DISCLOSE YOUR PERSONAL INFORMATION TO GREENLIGHT ADVISORS AND DRIVEWEALTH AS NECESSARY FOR GREENLIGHT ADVISORS AND DRIVEWEALTH TO PROVIDE THE INVEST ACCOUNT SERVICES AND ANY RELATED SERVICES. Maximum Total Load Amount/Transfer from Invest Account per Family1 per Month2, Point-of-Sale Daily Spend Limit per Secondary Account, Point-of-Sale Monthly2 Spend Limit per Secondary Account, Point-of-Sale Daily Spend Limit per Family1, Point-of-Sale Monthly2 Spend Limit per Family1, Daily Limit for Transfer to Invest Account per Family1, Monthly2 Limit for Transfer to Invest Account per Family1, Daily ATM Cash Withdrawal Limit per Secondary Account (Domestic and International), Monthly2 ATM Cash Withdrawal Limit per Family (Domestic and International)1. Issuer reserves the right to reject or limit transfers via direct deposit in its sole discretion, and may reject or suspend any direct deposit that has identifying information that does not match the identifying information (such as name or Social Security number) that Greenlight may have on file for the payee. The kids' and teens' banking app with investing. Investing for Kids is primarily an educational tool for Secondary Cardholders, which provides kids with access to research on more than 4,000 stocks and ETFs that can be purchased (collectively, Equities), pop-ups inside the Greenlight application that explain investing concepts and provide a glossary of commonly used investing terms, and short videos or educational nuggets which explain investing concepts. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. 3 An amount equal to $2.99 per month represents the fee for investment advisory services being charged by Greenlight Advisors in connection with the Invest Account Services pursuant to the separate Advisory Agreement. An Invest Account is a Primary Accountholders broker-dealer account established with DriveWealth with the assistance of Greenlight Advisors as registered investment advisor. If we decide to do this, we will credit your Card Account within ten (10) business days for the amount you think is in error (or twenty (20) business days, if the notice of error involves an electronic fund transfer to or from a Card Account within 30 days after the first deposit to the Primary Account was made), so that you will have use of the money during the time it takes us to complete our investigation. If you notify us within two (2) business days of any unauthorized transactions, you can lose no more than $50.00 if someone used your Card without your permission. GREENLIGHT CORE Teach your kids smart money management. Routing Number UTAH 124302529 On this page We've listed above the details for ABA routing number GREEN DOT BANK used to facilitate ACH funds transfers and Fedwire funds transfers. The arbitrator will issue a final and binding decision resolving the dispute(s), which may be enforced as a court judgment. You will need to tell us: Why you believe there is an error, and the dollar amount involved; and. We may refuse to process any transaction that we believe may violate the terms of this Agreement. Furthermore, in the event that the balance of your Primary Account and any Secondary Accounts is insufficient to cover the amount owed,whether such amount is owed to the Issuer or Greenlight, the Primary Accountholder authorizes Greenlight to debit the Funding Account for the amount owed. Both account numbers and routing numbers are required for banks, credit unions, and other financial institutions to process auto payments, direct deposits, checks, and wire transfers. You may obtain information about the amount of money you have remaining in your Card Account by calling 888-483-2645. If your checking account comes with paper checks, this is one of the first places you can look for your bank routing number. Call us Contact Customer Support at (866) 795-7597 5am-9pm PST, 7 days a week. 2023 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. You may request this number not be used. Our goal is to stay positive or neutral. The number for Green Dot customer support is 1-866-795-7597. If your Card Account is closed, your Invest Account will also be closed in accordance with the terms of Advisory Agreement and the Greenlight Advisors Invest Terms of Service. By selecting a PIN for the Physical Card or by retaining, using or authorizing the use of the Physical Card or Virtual Card, you, the Primary Accountholder, represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the age of majority is older); (ii) you are a U.S. citizen or alien residing in a state or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. The Primary Accountholder or an Authorized Approver (each, individually, an ACH Authorizer under this ACH Debit Authorization), authorizes Greenlight and the Issuer to initiate a single (one-time) debit entry (each, Single Entry), recurring debit entries, such as a recurring monthly load for the same amount on the same date each month (each, a Recurring Entry), and subsequent debit entries (under a standing authorization) (each, a Standing Authorization) in each case by using the Greenlight application to direct the date and amount of the entry to the selected Funding Account(s) (and, if necessary, electronically credit the Funding Accounts to correct any erroneous debits) for the amounts requested by the ACH Authorizer for purposes of funding the Card Account from time to time using the Automated Clearing House (ACH) electronic funds transfer network. Your bank routing number is a 9-digit code used to identify a financial institution in a transaction. .css-az4jm5{font-size:0.875rem;font-weight:500;line-height:1.125rem;margin-right:0.5rem;text-align:left;}@media (min-width: 768px){.css-az4jm5{font-size:0.875rem;}}@media (min-width: 1024px){.css-az4jm5{font-size:1.125rem;}}@media (min-width: 768px){.css-az4jm5{line-height:1.125rem;}}@media (min-width: 1024px){.css-az4jm5{line-height:1.5rem;}}@media (min-width: 768px){.css-az4jm5{margin-right:1.5rem;}}@media (min-width: 1024px){.css-az4jm5{margin-right:1.5rem;}}One month, on us.Sign up today for a one-month trial. This information, along with a twelve (12) month history of Card Account transactions, is also available within the Greenlight application. It is also referred to as an RTN, a routing transit number or an ABA routing number and can be easily be found printed on the bottom left side of your check. How many children can I add to my Greenlight Account? A two-character location code (letters and digits) for your . ; Fedwire - You can look up your routing number on the . The platform includes Part 11 compliant review and approval workflows, fully integrated ISO 14971 Risk Management standards, and facilitates your team's ability to easily demonstrate compliance with both 21 CFR Part 820 and ISO 13485:2016. The easiest way to find your routing number is to take a look at one of your checks. Routing numbers, sometimes called transit numbers, are public and . On a check. YOU FURTHER ACKNOWLEDGE THAT THE MONTHLY FEE STRUCTURE WHICH COMBINES THE SERVICES PROVIDED BY US, TOGETHER WITH THE INVEST ACCOUNT SERVICES, IS SOLELY FOR EASE OF BILLING PURPOSES, AND THE DIVISION OF FEES PAID TO THE BANK AND FEES PAID TO GREENLIGHT ADVISORS FOR INVESTMENT ADVISORY SERVICES ARE CLEARLY SPELLED OUT UNDER FEE SCHEDULE HEREIN AND IN THE ADVISORY AGREEMENT.